Union Territories
Jammu and Kashmir
A northern union territory of valleys and mountains, with Kashmiri, Dogri and Urdu in use. Panchayats and urban bodies carry local participation.
Democratic
Panchayat and district development council elections have brought elected representation to the village and district levels across the territory.
Antidemocratic
The loss of statehood has reduced the territory to a union territory without a fully empowered elected legislature, limiting representative self-government.